Ayushman App Now Live: Claim INR 5 Lakh Coverage for Senior Citizens

Story BySaloni Tyagi

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Ayushman App Now Live: Claim INR 5 Lakh Coverage for Senior Citizens — Source: X

Senior citizens can access cashless treatments at over 30,072 empanelled hospitals, which include 13,352 private hospitals across India.

Senior Citizens can now claim INR 5 Lakh of health coverage via the Ayushman App.

The central government has simplified the process for senior citizens aged 70 and above to access free medical treatment worth INR 5 Lakh annually.

As part of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), the Ayushman Vay Vandana Card can now be applied directly through the Ayushman App.

The senior citizens can apply via the mobile app in the following manner:

1. Download the Ayushman App from Google Play Store.

2. Open the app and log in as Beneficiary.

3. Enter your mobile number and captcha, then verify via OTP.

4. Select ‘Enrollment for 70+’.

5. Enter Aadhaar details, complete e-KYC.

6. Fill in the required details and upload a photo.

7. Submit the form.

8. Your Ayushman Card will be available for download within minutes.

The Ayushman App was launched on September 13, 2023, to help beneficiaries easily create their Ayushman Card from their mobile phones, without needing to visit a card creation center.

However, the registration for senior citizens aged 70 and above started recently. Since its launch, the app has been downloaded over 26 lakh times

Moreover, applications can also be made via the official website. The following are the steps:

1. Visit the Ayushman Bharat website.

2. Enter your mobile number and captcha, log in via OTP.

3. Click the ‘Enrollment for Senior Citizens (70+)’ banner.

4. Enter the Aadhaar number, and complete the e-KYC via OTP/biometrics.

5. Fill in details, give consent, upload a live photo.

6. Submit the form. Card will be ready to download in 15-20 minutes.

Senior citizens can access cashless treatments at over 30,072 empanelled hospitals, which include 13,352 private hospitals across India.

Launched in October 2024 by Prime Minister Narendra Modi, the Ayushman Vay Vandana Yojana is an extension of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).

The Ayushman Vay Vandana Card grants INR 5 lakh in free health coverage annually to every citizen aged 70 or older, irrespective of income level or existing eligibility under other schemes.

Individuals already covered under AB PM-JAY will receive an additional INR 5 lakh as a top-up. Beneficiaries of other government or private insurance schemes must choose between their current plan and this new offering.

The card covers nearly 2,000 medical procedures across 27 specialties, including treatments related to General Medicine, General Surgery, Cardiology, Orthopaedics, Oncology, and more. There is no waiting period, and all pre-existing conditions are included from day one. Covered procedures include Hemodialysis, Peritoneal Dialysis, Total Hip Replacement, Total Knee Replacement, PTCA with diagnostic angiogram, and both single- and double-chamber permanent pacemaker implantations.